Automobile insurance is expensive, but you can lessen the monthly premium by looking in a few places you may not have thought of. These tips are helpful to anyone interested in saving money on their car insurance, but they are especially useful if you are shopping for a new policy.
The time that you can save the most money on your auto insurance is when you are initially shopping for a policy. You may be able to qualify for some discounts or special programs under your existing policy, but there are many more options when shopping for a new policy. This is the time to compare rates, ask for a lower rate, and generally just to look for the lowest priced car insurance policy you can find.
If you are already insured then you may still find that you qualify for discounts on your car insurance. You may qualify for a discount if you drive less than a certain number of miles per year for instance. Many insurance companies will also offer you a discount if you have an alarm on your car, have automatic restraint systems, or have a GPS enabled anti-theft device installed.
Most insurance companies will also offer you a discount if you are willing to do your business online. In an effort to become more environmentally friendly many car insurance companies will also offer you a discount if you elect to stop receiving paper bills.
There are also discounts available from auto insurance companies for members of certain groups. These groups can include social clubs, professional organizations, or alumni associations. Remember to explore every option when it comes to saving money on your automobile insurance.
As you can see the potential to save money on your auto insurance premiums exists in many places. The only thing standing between you and a few extra dollars is your willingness to inquire about which automobile insurance discounts you qualify for.
by: David Ackland
http://ezinearticles.com/?expert=David_Ackland
14 years ago
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